Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Money that Buys Good Health is Never Ill Spent It's important to make sure your retirement strategy anticipates health-care expenses. Why Everyone Needs an Estate Strategy Do you have an estate strategy? You should.